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I want to purchase a home. Where can I find out about down payment assistance programs?

Many counties in New Jersey have down payment assistance programs and some municipalities also have programs for deed restricted affordable homes.   If CGP&H is the administrative agent, we provide information about County and municipality programs on the development and municipality web pages on

3/27/23 UPDATE.  The Homebuyer Dream Program will be accepting applications  on 3/21/23.    The Homebuyer Dream Program (HDP) is a first-time homebuyers program from the Federal Home Loan Bank of New York that assists low and moderate income households to overcome the financial difficulties of purchasing a home. They provide grants to be used toward down payment and closing cost assistance up to $9,500. This is an annual program. Contact the following member institutions for more information, they will submit applications for the program on the homeowner’s behalf.  Full list of participating banks is here.

Peapack-Gladstone Bank
500 Hills Drive, Suite 300
P.O. Box 700
Bedminster, NJ 07921-1538
Contact Person: Alexandra Buono