List of required documents that are required to process a full affordable housing application.
The New Jersey affordable housing regulations do not require an annual certification. Your rent will not increase or decrease if your income changes after you move. Likewise, if you own an affordable home, you will not be required to sell your home if your household income increases.
Down payment assistance resources
Contacts for housing and credit counseling services
Your household income limits are based on the region where the home is located and your household size.
Affordable home buyers must be able to secure financing. You may work with any lender. Below is the contact information for a lender that buyers have worked with recently.
The process of purchasing an affordable home
Overview of how to submit a preliminary application and join waiting lists for affordable housing
When you know a specific home is for sale or rent, you need to get on the waiting list for the municipality. In most cases, there is a waiting list and we will contact you when we get to your name. If there is no waiting list, the home may appear on your Affordable Homes New Jersey Profile where you can fill an interest form to visit the home
Most buyers and sellers utilize their own attorney to assist them in this important real estate transaction. Names of attorneys that are familiar with affordable housing closings are listed here.