Homeowners & Renters

COVID-19 Housing Resources

  • Housing Help NJ
    • New Jersey renters, landlords and homeowners seeking information on the latest housing rules, assistance grants, legal assistance or help working out a rental repayment plan can find answers through a website launched by the Housing and Community Development Network of New Jersey at www.housinghelpnj.org.
  • NJ DHS COVID-19 Housing Assistance Program
  • Rental Resources:
    • The COVID-19 Short Term Rental Assistance Program will aim to serve very low, low, and moderate households who have had a substantial reduction in income due to the pandemic. More information on the program is forthcoming. The enrollment period is closed.  For more information, visit https://www.nj.gov/dca/divisions/dhcr/offices/cverap.html
    • Check with your County and municipality.  Several locations throughout the State of New Jersey are announcing new programs including Somerset County and Essex County.
  • Homeownership Resources: Please visit: https://www.state.nj.us/dobi/covid/mortgagerelief.html for more information on COVID19-related mortgage relief and answers to frequently asked questions. If you are facing eviction or potential foreclosure, contact a housing counselor immediately by visiting https://njhousing.gov/foreclosure or calling 1-800-NJ-HOUSE.

Do you own an affordable home?

  • CGP&H is the Administrative Agent for affordable homes located in these communities: Ownership Municipalities
  • If you would like to sell your affordable home, please email homes@cgph.net and include your name and address. We will calculate your maximum restricted sale price and send you additional information about the resale process.
  • CGP&H must approve all mortgage refinance requests. If you would like to refinance your mortgage, please email homes@cgph.net and include your name and address. We will calculate your maximum refinance amount and send you additional information about the refinance process.
  • The Affordable Housing Professionals of New Jersey has created resale price calculators.
    • Not all municipalities have been approved to the utilize the  2021 Resale Calculator so the 2014 Resale Calculator is also posted here.
    • To determine which calculator to use, visit your Ownership Municipality page. The year listed in the “Maximum Income Limits Per Household” section determines which calculator to utilize.
    • You may utilize these calculators to estimate the resale price of your home but final determination will be made by CGP&H.
  • If you are a realtor, representing a seller, visit this FAQ article for important information.
  • The Healthy Homes Maintenance Checklist published by the National Center for Healthy Housing provides recommended home maintenance tips.
  • If you are at risk of foreclosure, please visit this FAQ article with links to foreclosure prevention resources.  Please also email homes@cgph.net if you are falling behind in your mortgage, HOA fee, or property taxes.
  • Other questions about your affordable home? Please visit the FAQ to find out:
    • Who can inherit your home?
    • When do you need to get an approval for improvements to your home?
    • Other important rules.

Do you rent an affordable home?

  • CGP&H is the Administrative Agent for affordable apartments located in these communities:  Rental Municipalities
  • Do you have questions about your affordable rental? Please visit this FAQ article for information about affordable rentals.