It is important that we verify that you can receive emails from Affordable Homes New Jersey so you won't miss any important emails about affordable housing opportunities. Follow these step-by-step instructions if you are having trouble entering the code.
1. Open your email first and leave it open.
1. Open your email first and leave it open.
2. Apply on-line at https://www.affordablehomesnewjersey.com/pre-application/
- DO NOT close the pre-application. If you close the form, the code will not work
- DO NOT click anywhere else in the pre-application.
- Go into your email and retrieve the email containing the 4-digit verification code.
- Copy the code from the email and insert it where indicated in your pre-application.
- You will then be able to complete your pre-application.
If you are still having problems, some people like to open their email on a smart phone and then complete the pre-application on a computer.
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Deposits considered ‘miscellaneous’ under the program are any deposits or transfers coming into the bank account from the following sources:
- Transfers from people outside the household
- Transfers from bank accounts that do not belong to anyone in the household
- Zelle Transfers
- Venmo Cashout
- Cash Deposits
- Check Deposits/ E-Deposits
- ATM Deposits
- Cash App
- Counter Credit Deposit
If these deposits are from the following sources, are not already disclosed on your application, and are expected to continue in the next 12 months, they are considered as ‘additional income’ under our program and must be reported on your application:
- Side gigs such as (but not limited to) babysitting, dog walking, doing hair, mowing lawns, selling items etc.
- Assistance from friends or family members such as (but not limited to) help paying bills, for food, clothes etc.
- Monthly assistance received from a family member or friend on a consistent, expected basis, should be reported as an ‘Other’ income source in which we require a notarized letter from the person providing assistance stating how much they plan to give, what the assistance is for, and how often it will be received.
- Child support payments sent through mutual agreement (not by court order) should be reported as a ‘Child Support Received’ income source in which we require a notarized letter from the parent paying stating how much they give and how often.
- Deposits from Uber, Lyft, DoorDash, GrubHub, Instacart or other self-employments/businesses should be reported as a ‘Self-Employment’ income source in which we require a notarized Profit & Loss statement showing how much you received up until that point in the year.
Below is some specific information about renting an affordable home:
- Annual Rental Increases: The State of New Jersey permits the landlord to increase rents by a small percentage annually at the time of lease renewal. CGP&H will provide the landlord with the percentage rental increase.
- Additional Fees:The landlord may not charge any required fees in addition to the affordable rent approved by CGP&H. The landlord may charge optional fees to tenants. However, the landlord is not permitted to charge affordable tenants these fees and waive them for market units. For example, if parking is included in the rent for market units, the landlord cannot charge affordable tenants for parking. Example of optional fees include:
- Optional parking fee;
- Optional amenity fee;
- Optional pet fee; and
- Optional month-to-month lease fee.
- Rental Insurance: The landlord may require that all renters purchase rental insurance. The rental insurance cost is not considered a required fee in addition to the affordable rent.
- Certificate of Occupancy Fee: The landlord may not require tenants to pay certificate of occupancy fees charged by the municipality.
- Landlord Tenant Selection Criteria: The landlord may set tenant selection criteria and screen applicants on criteria such as credit score. Tenant selection criteria must comply with all New Jersey Landlord Tenant laws and the Federal Fair Housing Act. The tenant selection criteria must be applied uniformly to all applicants and the landlord cannot impose stricter criteria on affordable tenants than market rate tenants. The Fair Chance in Housing Act (FCHA) bars housing providers from asking about criminal history on housing applications in most instances.
- Equal Housing Opportunity: The New Jersey Law Against Discrimination requires equal treatment in the sale or rental of housing regardless of race, creed, color, national origin, ancestry, sex, marital status, civil union status, domestic partnership status, familial status, affectional or sexual orientation, gender identity or expression, mental and physical disability, nationality, or source of lawful income N.J.S.A. 10:5-12 (g) (h). If you think you have been discriminated against, information about how to report it is available on this website: http://www.state.nj.us/dca/home/fairhousing/act.html. You can file a complaint here: https://bias.njcivilrights.gov/en-US/.
- Section 8: It is illegal for a landlord to refuse to accept Section 8 as a method of rental payment.
- New Jersey Landlord Tenant Rules: Affordable rental units are governed by New Jersey landlord tenant rules. Truth in Renting is an excellent resource that will answer many questions about landlord tenant laws in New Jersey.
- Annual Requirements: New Jersey's Uniform Housing and Affordability Controls (UHAC) do not require that tenants be income certified annually. The rules do require that a copy of the current lease be provided to the Administrative Agent. More information is provided in this article.