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CONSISTENT WITH THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT OF 1998, AS AMENDED, THE CGP&H WEBSITE AND SERVICES ARE NOT STRUCTURED OR INTENDED FOR USE BY ANYONE UNDER THE AGE OF 18. IF YOU ARE UNDER THE AGE OF 18 YOU ARE NOT TO USE THE CGP&H WEBSITE OR SERVICES.
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Introduction: What This Privacy Policy Covers
CGP&H, LLC (“CGP&H“, “we” or “our“) is committed to protecting your privacy. This privacy policy (“Policy“) applies to CGP&H’s Website, located at www.Affordablehomesnewjersey.com, (the “Site“) and CGP&H’s services (the “Services“). The purpose of this Policy is to disclose CGP&H’s practices related to information we collect from and have about you. Please read this Policy carefully. You may select any of the links below or simply scroll down the page to read each section.
I. Collection of Your Information
II. Use, Sharing & Disclosure of Your Information
III. Targeted Advertising, Email & Opt-Outs
IV. How We Keep Your Information Secure
V. Changes to the Privacy Policy
VI. International Users
This Policy applies to the Site and Services only. When you visit another website through a link on the Site, or if you click on third party advertisements that appear on the Site, you will be interacting with a third party that operates under its own privacy and security policies. For example, a third party website will have its own policy regarding the use of cookies and web beacons or collection of your information. If you choose to obtain products or services from such third parties, the data collected by the third party is governed by that third party’s privacy policy. We encourage you to review the privacy policies of any other website you visit.
I. Collection of Your Information
A. Information you provide to us:
We collect information about you when you register for our Site and Services, such as:
- your name;
- your email addresses;
- your current address;
- your phone numbers;
- your household composition;
- your household income;
- your finances;
- your preferred living locations; and
- other relevant demographic information.
In addition to information collected from you during registration, we collect information you provide through:
- forms and applications for Services;
- online surveys;
- technical and customer service calls; and
- email and online correspondence with us.
Note that surveys may be conducted by an independent third party and completion of independent third party surveys is voluntary. If you do not wish to participate in an independent third party survey, simply decline to participate when asked, but we would like your feedback in order to improve our Site and Services.
You can review and update the information you have provided by accessing your information stored in your profile on the CGP&H Website.
Please see Section II of this Policy to see how we use, share and disclose information you have provided to us.
B. Information we collect through your interaction with our Site:
We, or our third party partners, may collect information from your access device and browser, including:
- the type of browser being used;
- software on the computer, mobile device or other similar device being used;
- processor type being used;
- operating system being used;
- IP address being used; and
- navigational data such as the URLs you visit and any searches you may perform.
As you browse and interact with our Site, we, or our third party partners, may collect information related to your use of the Site and Services, including:
- how often you visit the Site;
- how often you use the Services;
- how you navigate and conduct searches on our Site; and
- your interaction with advertisements and other links that are contained within our Site.
Although we reserve the right to monitor Site activity, we will not intentionally disclose any private email messages or online communication between you and a third party, except in the following circumstances:
- when we believe, in our sole discretion, you are acting in violation of our Terms of Use or any applicable law; or
- to protect the integrity or viability of our Site and Services or the Internet community as a whole.
Please see Section II of this Policy to see how we use, share and disclose information we collect through your interaction with our Site or Services.
C. Information we receive from third parties:
We may collect information about you from other sources, including publicly available sources, our Affiliates (as defined below) or our third party partners such as advertisers, service providers, or others, in order to update or supplement information we have collected directly from you. An “Affiliate” is a company that controls, is controlled by or is under common control with CGP&H.
D. Information collected through technological methods:
In addition, we may use, and may allow our Affiliates or third party partners to use technological methods such as cookies or web beacons to collect information about you.
Cookies are small pieces of data that may be stored on your computer, mobile device, or other similar device and are used to make the Site easier to use and to improve effectiveness of advertising. For example, cookies keep track of your preferences, what Site or other websites you visit, any personalization you may have done, any passwords you have elected to be remembered, and they may also measure whether you’ve seen or interacted with an advertisement on our Site or other sites. Cookies (or similar technological methods) also allow us, our Affiliates and our third party partners to serve you with advertisements including targeted advertisements when you are on or off the Site. Cookies may be set on your browser when you visit our Site, or when you open emails from us.
Web beacons are tiny graphics with a unique identifier, similar in function to cookies, and may be used to track the online movement of users. Web beacons help us and our third party partners better manage content delivery by informing us when you are on our Site and what content is effective. We also use web beacons in our emails to let us know which emails you have opened.
Please see Sections II and III of this Policy to see how we use, share and disclose information collected through technological methods.
II. Use, Sharing & Disclosure of Your Information
A. How we use your information:
The information we collect is stored using a third-party developer’s application. We use the information we collect in a variety of ways, including:
- to operate and improve the Site and Services;
- to fulfill a transaction or request;
- for internal purposes, such as confirming and tracking your registration;
- to understand your use of the Site and Services;
- to better tailor and target content to you while you are on and off our Site;
- to communicate with you;
- to offer you products and services including offers from our Affiliates or Advertisers;
- to conduct research; and
- to develop research reporting for us, our Affiliates and third party market research partners.
B. How we share your information:
We may share your information, including in some cases information that specifically identifies you such as your name, your email address, your physical address or telephone number (“personally identifiable information” or “PII“), with Affiliates, third party partners, and sellers or landlords of affordable housing in the following ways:
- to help operate the Site and Services;
- to facilitate fulfillment of a transaction or request;
- to determine to whom to show advertisements and to improve the effectiveness of targeted advertising (see Section III of this Policy for more information); or
- for our, our Affiliates’ and our third party partners’ use in compiling statistical data and information, for research purposes, and for reporting/publishing the foregoing, but we will not use or disclose any PII in this manner.
Examples of third party partners include the owners of the application the CGP&H website utilizes, vendors who process credit card payments, services providers who compile, analyze, and/or verify data collected by us, service providers who supplement or match information we have collected with information from other parties, market research companies, Advertisers, call centers, and email support vendors. Upon entering into relationships with these third party partners, we implement reasonable contractual and technical protections to limit the use of your information, including your PII, to the scope of the service.
CGP&H shares Applicant Information once annually with Cornerstone Properties for the purposes of aggregating data for research and reporting. CGP&H also reserves the right to share your information with sellers or landlords of available affordable housing properties (“Housing Providers”) and municipalities. CGP&H disclaims any and all responsibility for verifying the identity or legitimacy of Housing Providers and any and all responsibility for any Housing Provider’s or other third party’s use or disclosure of your information.
In addition, we may share your information in the following circumstances:
- without notice, to law enforcement or government agencies in response to subpoenas, court orders, or other legal process (including civil and criminal) or otherwise as required by law;
- in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, and situations involving potential threats to the physical safety of any person, or in cases where we believe the Terms of Service are being violated; or
- in connection with the actual or potential sale of our business.
Please see Section I of this Policy to see the types of information we collect.
III. Email and Opt-Outs
You may receive email from us regarding the Site in which we believe you may be interested, related to new features or products we are introducing, or other promotions. If you decide that you wish to cease receiving such email, you may do so at any time by following the opt-out instructions in the email.
Since it is necessary for us to contact you regarding certain matters, you may not opt out of receiving messages related to material announcements or policy changes, or administrative matters relating to your account, such as customer service or similar matters.
IV. How We Keep Your Information Secure
We use secure socket layer (“SSL“) technology to protection your information. SSL encrypts your information as additional protection against the decoding of that information by anyone other than us. However, despite all reasonable security precautions and processes, such as encryption technology and use of firewall technology, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect all information we collect and process, we cannot guarantee or warrant the security of any information you transmit to or from our Site, and you do so at your own risk. Once we receive your transmission, we will take commercially reasonable precautions to protect its security on our systems.
V. Changes to the Privacy Policy
By using the Site or Services, you signify your acceptance to this Policy. If you do not agree to this Policy in its entirety, you may not use the CGP&H Site. We reserve the right to make changes in this Policy at any time. Notification of any changes to this Policy will be posted on the Site’s home page and/or subscriber start page and will be emailed to all current account holders. Continued use of our Site or Services after we email all current account holders of the fact of a change to this Policy automatically will signify your acceptance of that change.
If you have any questions about this Policy please contact us at:
Affordable Homes New Jersey
CGP&H, LLC,
1249 South River Road, Suite 301
Cranbury, NJ 08512-3633
or
homes@cgph.net
VI. International Users
The information we collect from users is processed and maintained in the United States of America, where privacy laws may not be as protective as in your home country. If you are using our Site or Services from outside of the United States of America, by providing information to us you are consenting to the transfer of the information to the United States of America for processing in a manner consistent with this Policy.
Date of Last Revision: January 2, 2020
Copyright 2023, CGP&H, LLC